If you notice there are a variety of devices hanging down under your Insight, about the same distance as the splash guards. Most of these are in front of the tires, to help disrupt the airflow around the tire. My guess is that it should hurt much, if any, since the airflow is disturbed by the tire.
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David
2010 Sky Blue Insight EX
2007 Red Fit Sport, auto
1989 White CRX - over 300K miles!
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