I think that the idea that the "electric system" power comes from the IMA and not the 12v is probably flawed.
All the standard electrical components (lights, window motors, etc) are 12v and the power must come from the 12v system.
I can tell from your writing that you are leaning in this direction because as you say, what would the point be of a 12v system if it went unused?
I also agree with you that by putting one of the solar chargers into your 12v system, you can charge the 12v system, but there's no way for that to charge the IMA system.
By the way, if you want to mess with one of these chargers, get one of the VW ones from ebay. You see, VW seems to ship each of its new cars with one of these chargers to the dealer, and employees of the dealership seem to sell them on ebay all the time.
Way cheaper than the Crappy Tire prices in your link!
Edit: OK here you go. This is what you would have to do to charge your IMA system:
http://www.insightcentral.net/forum/vie ... php?t=5442