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Old 10-13-2014, 09:24 PM   #1 (permalink)
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Originally Posted by Cobb View Post
Wow, you go through all your cars like that? Looks almost like a new car and all service has been done.

Ive purchased a few used non hybrid vehicles and its another day and a grand to do all the fluids, filters, plugs, manual and minor tweeks, adjustments to get the vehicle right. Then another 500-800 bucks for tires.

YOU GAVE FREE TIRES????? Wow.....
Has anyone look at the stock market as of late no wonder people are not buying anything
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Old 10-13-2014, 11:35 PM   #2 (permalink)
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Has anyone look at the stock market as of late no wonder people are not buying anything
Every day... its a blood bath right now.
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Old 10-14-2014, 03:39 AM   #3 (permalink)
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Every day... its a blood bath right now.
I have a feeling that "you aint seen nothin yet"
Will it happen before the elections or after...that's the only question i am curious about.
Don't fret.....Gen 1s will always be sought after.
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Old 10-14-2014, 07:56 AM   #4 (permalink)
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Every day... its a blood bath right now.
Not if one owns a lot of AAPL (retired Apple software engineer)
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Old 10-14-2014, 08:33 AM   #5 (permalink)
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I have a feeling that "you aint seen nothin yet"
Trying to get a feel for the direction of the market is notoriously difficult. The real question is is the plunge based or real factors, or just correction jitters. I vote for the former.

There will be a point, as with all corrections, when folks start nibbling again at the good stocks, then the correction will turn, or we will go into recession. Always been that way. Just don't sell low and buy high

Heck, it isn't even a correction yet technically. A correction has been defined as 10%.
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Old 10-14-2014, 08:37 AM   #6 (permalink)
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Its amazing guys.

My life journey involved spending a lot of money in my 30's in 2 distracted marriages.. hence my money spending..

Now in my 40's with an amazing women.. I've been working very very hard to make up financially for my 30's. I've made a lot of tough decisions that others probably wouldn't consider.

One of the things that I do is read cnn money every day now and other research.

It sucks because our 401K at work isn't the most flexible thing in the world (I think most are that way). I'd love to purchase some stocks like apple or tesla, and frankly after our house is paid off in March (at 45!!), I think I'll do that.

I see the stock market like gambling in general.. putting all your retirement hopes in something that is uncontrollable and not the faintest predictable sure is a mistake. Its so fickle now.. with real time information someone blinks and the market swings one way or the other.
Right now personally I think we are in a little correction and frankly needed.

At some point though, I am waiting for the house of cards to collapse.. the foundation has been eroded for a long time..

Its sucks though to see the potential money erode away.. now I am not selling, but I consider changing future contributions... but the choices aren't the greatest in the 401K's at work. The only good thing about them truly is the employer match.. at our company its 5% max if you put in 10%. That's free money and helps soften the blow.
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Old 10-14-2014, 08:41 AM   #7 (permalink)
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Not if one owns a lot of AAPL (retired Apple software engineer)
Good for you. That is a good company.
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Best: 85.3 MPG for 71.7 miles @ 60 mph - NO drafting the big rigs!
Lifetime MPG: 64.8
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Old 10-14-2014, 09:19 AM   #8 (permalink)
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Don't know what your options really are with your employer, but frequently they offer a S&P 500 index fund. That option beats 80% of fund managers and individuals - since no body can really picks stocks with any success.

Sounds like a 50% match from your employer. That is pretty rare these so grab all the free money
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Old 10-14-2014, 09:42 AM   #9 (permalink)
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Don't know what your options really are with your employer, but frequently they offer a S&P 500 index fund. That option beats 80% of fund managers and individuals - since no body can really picks stocks with any success.

Sounds like a 50% match from your employer. That is pretty rare these so grab all the free money
Yep I am in a fair amount with our version of the S&P 500 index fund.

Yep 50% match up to 10% that I contribute - its a pretty good company.
I've been there 14 years now. I am currently contributing 12% and thinking that I may take the 2% and do my own investing with more flexibility.
But most likely we'll do that next year when things settle down a little more (ie. house paid off etc).
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2002 silver MT 86K miles
Rostra Cruise Control
Hybrid Automotive Grid Charger
Sony DSX-S310BTX Digital Media Receiver
Kicker 40CS654 6.5" Coaxial Speakers
RE-92 Tires.
Best: 85.3 MPG for 71.7 miles @ 60 mph - NO drafting the big rigs!
Lifetime MPG: 64.8
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Old 10-14-2014, 09:55 AM   #10 (permalink)
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I've been there 14 years now.
Mid thirties, house almost paid off. You are doing great.

As an old guy who tried to pickum for a long time, don't underestimate the problems of active management. Very few have the aptitude to get it right. I didn't, and I worked hard at it. You have to make decisions using the same public information available to the rest of the investment community, so any advantage you might find is very quickly discounted by the market.

JMHO, and humbled by trying that game for a long time
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