What sort of driving do you actually do? If you usually bike to work (and good for you!), that doesn't really affect your decision because it's not driving time. So the question is, how are those 7000 or so miles driven? If it's e.g. carrying loads of building materials, you probably don't want an Insight If a lot of it is trips to mountains, beaches, or suchlike, the Insight might do just fine.