A definitive non destructive test is to drain the oil while filtering it through a paint strainer funnel to look for the big pieces. Then lightly stir the oil after draining and look for any "sparkle" (small ground metal bits in the oil).KTscharae said:
With neither I'd doubt a spun bearing or thrown rod. Keep looking.
I'm assuming that your already familiar with the normal "cold" engine rattle.
If the damage proves out to be this severe used is the only way to go. You'd probably find that to rebuild your engine there are many other parts worn beyond tolerance. Its VERY unusual for this type of engine failure in a Honda. Usually extreme over revving or lack of maintenance is the problem and there _will_ be other "hidden" damage.
Please keep the group informed of your findings and results (in this thread)
HTH!