I haven't actually had to replace my clutch yet. My car's mileage is still low enough where I'm not too concerned about it. Mostly I was curious whether or not people were being charged a premium for the "Hybrid Fear Factor" you spoke of. I agree the job shouldn't be much different from a Civic, but so often I've noticed that repair shops will nickel and dime you to death for work on anything that's high performance or in our case, "high tech". I also thought maybe a clutch might go a long time in the Insight. The car certainly doesn't weigh a lot. Also, such a gas miser of a car seems to suggest that it's owners may not drive too aggressively, being more interested in economy and efficiency than acceleration. Not to suggest that any of us are slowpokes, but based on typical driving habits of each car's owners (as observed by me out on the roads), I'll bet the average Camaro or Mustang will use up a clutch faster than an Insight.