My insurance runs just under $1K per year, although it seems to creep up a little every year (my statement always seems to say something about "premiums adjusted due to repair history for this vehicle type", essentially, that repairing wrecked Insights is more expensive than other cars in its class). I carry full coverage, and have a $500 deductible. I can't really compare my current rates to rates for other cars I've owned, mostly because my Insight was my first new car purchase, and in the time I've owned my Insight I've had insurance rate adjustments that I never had previously (being now over 30, having multi-line discount for having my home-owners policy with the same company, x amount of time accident free, and fortunately all my previous speeding tickets have now evaporated from my insurance records).