[The Citrus Smoothie]

they were charging a "high performance" premium for the Insight

In the UK cars are divided into twenty insurance groups - Ferraris fall into Group 20 while small underpowered cars should be in Group 1. Most family cars, including those with two litre engines, tend to fall into Groups 7 to 9. UK insurers have put the Insight into Group 12 - the GTI or hot hatch category. Their justification is the expense in repairing the aluminium bodywork. It's a shame that insurance isn't just based on engine size!