Insurance ARGHHHHHHHHHH!!!!!!!!!!!
I did alter my insurance premiums substantially. My son was about to turn 16 and I found a 2000 Insight with 14000 miles. I considered buying it to drive to work and let my son have my 2001 Nissan Frontier CC. I talked to my insurance company and backed out of the purchase. They wanted $2800 for full coverage. I looked around for a month at Honda Civics, Toyota Corollas, etc.. I had test driven the Insight. I was hooked. I called three different insurance companies for prices on my total package: 2000 Nissan Maxima, 2001 Nissan Frontier, my home and prospectively, a 2000 Insight. I called my current insurance carrier and told them I was shopping and I would give them a chance to "re-quote" my rate.
They ended up being two hundred dollars cheaper than the next closest company. They wrote my policy with another company within the Encompass Insurance group. I purchased a different Insight and I put liability and comprehensive on it. It is about $1100 a year with my sixteen-year-old son listed as the primary driver. I could have had full coverage for $1800. Overall I am only paying about $400 more than I was with my home and two vehicles.
SOOOOOO!!!!! Shop around!
I did alter my insurance premiums substantially. My son was about to turn 16 and I found a 2000 Insight with 14000 miles. I considered buying it to drive to work and let my son have my 2001 Nissan Frontier CC. I talked to my insurance company and backed out of the purchase. They wanted $2800 for full coverage. I looked around for a month at Honda Civics, Toyota Corollas, etc.. I had test driven the Insight. I was hooked. I called three different insurance companies for prices on my total package: 2000 Nissan Maxima, 2001 Nissan Frontier, my home and prospectively, a 2000 Insight. I called my current insurance carrier and told them I was shopping and I would give them a chance to "re-quote" my rate.
They ended up being two hundred dollars cheaper than the next closest company. They wrote my policy with another company within the Encompass Insurance group. I purchased a different Insight and I put liability and comprehensive on it. It is about $1100 a year with my sixteen-year-old son listed as the primary driver. I could have had full coverage for $1800. Overall I am only paying about $400 more than I was with my home and two vehicles.
SOOOOOO!!!!! Shop around!
