Well, to my knowledge you have to drive a huge number of miles to recoup the costs of getting a hybrid. So from a purely personal economical standpoint, hybrid cars aren't really worth the fuel savings. More savings are availible on hybrid SUVs and such though, I reckon.
However, I can't speak for the Civic, but the Insight is a very good deal - Honda absorbs a very substantial portion of the cost, so you get a lot of car for your money. However, it doesn't really make much of a family car, which is what you indicated you wanted the car for.
However, I can't speak for the Civic, but the Insight is a very good deal - Honda absorbs a very substantial portion of the cost, so you get a lot of car for your money. However, it doesn't really make much of a family car, which is what you indicated you wanted the car for.