I agree that the majority of the accidents I have had since I first started driving were either my own fault, or I put myself into a position where I could not avoid the accident (thankfully many moons ago). I have avoided countless near misses, many with great measures required to do it. The hit from the rear was different, I never knew it happened. Unlike a car, you only have mirrors for the sides, directly behind is not visible, another reason for frequent lane changes, it makes it easier to keep track of who is behind you. Staying in one lane too long makes it easier to drift, loss of attention on two wheels will kill you around here. Driving motorcycles will make you safer, if you are not an idiot, since no one even tries to give you respect. I keep that attitude in all my vehicles, never assume the right of way.
Yep Delta, the lake bridge seems to breed accidents. I have taken the tollway many times when there are wrecks.
As for the MPG, since I do not have lean burn, I do not really suffer much when I have to accelerate hard. It seems my per tank average wanders little from about 53, and that is withalmost 400 lbs of load. I rarely drive alone, and the fiance always carries a bunch of "ballast".